Effective as of 2nd June 2025

Privacy Policy

At EmergencyCredits.com, your privacy is important to us. This Privacy Policy explains how we collect, use, share, and protect your personal information when you use our platform.

1. Information We Collect

We may collect the following information:

  • Personal Information: Name, phone number, email address, date of birth, PAN/Aadhaar (if required for eligibility checks)
  • Loan Requirement Details: Amount, purpose, urgency
  • Device & Usage Data: IP address, browser type, device identifiers, pages visited, etc.

2. How We Use Your Information

  • Match you with appropriate loan providers
  • Share your application details with partner banks/NBFCs
  • Improve our services and personalize your experience
  • Communicate important updates, offers, and support

3. Information Sharing

We share your information only with:

  • Verified financial institutions (banks/NBFCs) for loan eligibility checks and processing
  • Technology partners for analytics, hosting, or CRM (under strict data protection agreements)
  • Government or legal authorities if required by law

We do not sell your personal data to any third party.

4. Data Security

We use industry-standard encryption and security measures to protect your data from unauthorized access, alteration, disclosure, or destruction.

5. Your Rights

You have the right to:

  • Access or correct your personal information
  • Withdraw your consent at any time
  • Request deletion of your data (subject to regulatory and contractual obligations)

You may exercise these rights by writing to support@emergencycredits.com.

6. Cookies & Tracking

We use cookies to:

  • Understand user behaviour on our site
  • Improve navigation and performance
  • Show relevant advertisements (where applicable)

You can control cookie preferences through your browser settings.

7. Children's Privacy

Our platform is not intended for individuals under 18 years of age. We do not knowingly collect personal data from minors.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be reflected on this page with the updated effective date.

9. Contact Us

For questions or concerns related to this Privacy Policy, please contact:
support@emergencycredits.com