Terms and Conditions

1. About the Platform

EmergencyCredits.com is a referral and comparison platform that connects users with verified financial institutions offering emergency medical loans. We are not a lender and do not disburse loans directly.

2. User Eligibility

• You must be 18 years or older and a resident of India.
• You agree to provide true, accurate, and complete information.
• You are responsible for maintaining the confidentiality of your account.

3. Loan Offers & Application

• The platform displays loan offers based on the information you provide and lender eligibility criteria.
• EmergencyCredits.com does not guarantee loan approval, disbursal, or offer terms.
• Final loan approval is subject to the lending institution’s discretion.

4. Loan Repayment

• All repayment terms, interest rates, and schedules are governed by the respective lenders policy.
• Users must read, understand, and agree to the lender’s repayment terms before accepting any loan.
• EmergencyCredits.com assumes no responsibility for missed payments, disputes, penalties, or consequences arising from repayment.

5. Data Use and Privacy

• By using the platform, you consent to the collection and sharing of your data with lending partners for eligibility checks and processing.
• Your data is used as described in our Privacy Policy, which forms part of this agreement.

6. Third-Party Services

We may provide links or access to third-party websites or services. We do not endorse or assume responsibility for their content or practices.

7. Limitation of Liability

EmergencyCredits.com will not be held liable for:

• Rejection or delay of loan disbursal
• Financial losses or decisions made by users
• Any errors or interruptions in the service

8. Modifications to Terms

We may revise these Terms and Conditions at any time. Updated versions will be posted on our website with a new effective date. Continued use of the platform indicates acceptance of the revised terms.

9. Governing Law

These Terms are governed by the laws of India. Any disputes shall fall under the jurisdiction of courts located in [Insert City].

Contact Us

For questions, write to us at: support@emergencycredits.com